What You Should Know About Social Security Disability
The Springdale, AR, Social Security disability lawyers at the Law Offices of Jason M. Hatfield, P.A. have put together a video outlining important information for injured workers who are considering applying for Social Security Disability Insurance benefits.
๐๐จ๐๐ข๐๐ฅ ๐๐๐๐ฎ๐ซ๐ข๐ญ๐ฒ ๐๐ข๐ฌ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐๐๐ง๐๐๐ข๐ญ๐ฌ ๐๐๐ง ๐๐ ๐๐ข๐๐๐ข๐๐ฎ๐ฅ๐ญ ๐ญ๐จ ๐๐๐ญ๐๐ข๐ง
Applying for Social Security disability benefits might seem like it would be easy, but that is not always the case. Due to the various rules and regulations that limit who qualifies for benefits, proving an SSDI claim is more challenging than many applicants realize. In fact, many applicants find it difficult to discern exactly what they need to prove to qualify for benefits.
However, despite the difficulties in obtaining benefits, in 2020, 9.5 million people qualified for and received Social Security Disability Insurance benefits totaling nearly $11.6 billion. Eighty-nine percent of these benefits were paid to disabled workers. That same year, the Social Security Administration terminated benefits for 892,811 recipients.
๐๐ฒ๐ฉ๐๐ฌ ๐จ๐ ๐๐จ๐๐ข๐๐ฅ ๐๐๐๐ฎ๐ซ๐ข๐ญ๐ฒ ๐๐ข๐ฌ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐๐๐ง๐๐๐ข๐ญ๐ฌ
The Social Security Administration is the federal agency that oversees all Social Security benefits. There are two different types of Social Security benefits available to Arkansas residents.
๐๐จ๐๐ข๐๐ฅ ๐๐๐๐ฎ๐ซ๐ข๐ญ๐ฒ ๐๐ข๐ฌ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐๐ง๐๐๐ข๐ญ๐ฌ
Social Security Disability Insurance (โSSDIโ) is an entitlement program for individuals who are experiencing disability and have paid into the Social Security system for at least ten years. The amount of SSDI benefits someone receives depends on their lifetime earnings at the time they became disabled. To qualify for SSDI benefits, you must have a qualifying disability.
๐๐ก๐จ ๐๐ฎ๐๐ฅ๐ข๐๐ข๐๐ฌ ๐๐จ๐ซ ๐๐๐๐ ๐๐๐ง๐๐๐ข๐ญ๐ฌ?
SSDI benefits are available to disabled workers who are under the age of 65 and have sufficient โwork credits.โ Work credits are earned by maintaining a job and paying into the Social Security program. Once you qualify for SSDI benefits, you will receive monthly benefits that can be used to cover your daily living expenses, such as food, transportation and utility bills.
๐๐๐๐ฅ๐ข๐ง๐ ๐ฐ๐ข๐ญ๐ก ๐๐ง ๐๐๐๐ ๐๐๐ง๐ข๐๐ฅ
There are many reasons why the SSA might deny your claim for SSDI benefits. Denials can occur at any stage of the process, so it is important to ensure your application is complete when submitted. However, there are procedures in place that allow for denied applicants to seek reconsideration or even an appeal. The steps to filing SSDI benefits may include the following:
1. Submit the initial SSDI application.
2. Request reconsideration.
3. Attend a hearing in front of an Administrative Law Judge (โALJโ)
4. Review by the Appeals Council.
5. Review by a federal court.
While itโs possible that a claim proceeds smoothly and benefits are paid in a timely manner. Denials are not uncommon. Each stage of the Arkansas SSDI application process has a different denial rate. Once an application reaches an ALJ, it can be approved, and benefits can be paid. For example, below are the most current approximate SSDI approval rates:
๐ผ๐๐๐ก๐๐๐ ๐ด๐๐๐๐๐๐๐ก๐๐๐ ๐๐๐ ๐๐๐ท๐ผ ๐ต๐๐๐๐๐๐ก๐
Approved: 30.3 percent
Denied: 69.7 percent
๐ ๐๐๐ข๐๐ ๐ก ๐๐๐ ๐ ๐๐๐๐๐ ๐๐๐๐๐๐ก๐๐๐
Approved: 8.7 percent
Denied: 91.3 percent
๐ด๐ฟ๐ฝ ๐ป๐๐๐๐๐๐
Approved: 49.6 percent
Denied: 50.4 percent
๐๐ก๐ ๐๐๐ ๐๐ฏ๐๐ฅ๐ฎ๐๐ญ๐ข๐จ๐ง ๐๐ซ๐จ๐๐๐ฌ๐ฌ
The SSA created an evaluation process to determine if an applicant has a qualifying disability. Some of the questions that are asked during this process include:
โข Are you currently working or engaged in a substantially gainful activity?
โข Is your physical or mental health condition severe?
โข Does your medical condition meet the severity of one of the disability listings?
โข Can you do any of the work youโve done in the past?
โข Can you make adjustments so you can perform other work?
๐๐ซ๐ ๐๐จ๐ฎ ๐๐จ๐ง๐ฌ๐ข๐๐๐ซ๐ข๐ง๐ ๐๐ฉ๐ฉ๐ฅ๐ฒ๐ข๐ง๐ ๐๐จ๐ซ ๐๐๐๐ ๐๐๐ง๐๐๐ข๐ญ๐ฌ?
If you are currently experiencing a severe disability that impacts your ability to work, or youโve been experiencing a disability for the past year, you may be entitled to SSDI benefits. However, the process of applying for SSDI benefits is complex, and applicants frequently encounter roadblocks along the way that can delay their benefits or even prevent them from qualifying. An Arkansas Social Security disability lawyer can help applicants through the process to ensure the best possible chance of success. At the Law Office of Jason M. Hatfield, PA, we offer all disabled workers a free consultation to inform them of their rights and help them navigate the SSDI application process.
Law Office of Jason M. Hatfield, P.A.
1025 E Don Tyson Pkwy
Springdale, AR 72764
(479) 361-3575
400 N 6th St, Suite 2
Fort Smith, AR 72902
(479) 777-1206
#SSDI #SocialSecurityDisabilityBenefits #SSDIBenefits #DisabledWorkerBenefits #DisabiltyBenefits
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